What Is Garage Keepers Insurance Coverage

The difference between garagekeepers and garage liability insurance.

What is garage keepers insurance coverage. Covers bodily injury and property damage related to an accident arising from garage operations including ownership maintenance or use of the. Garage keeper s coverage is mainly applicable to service stations car dealerships repair shops and tow truck drivers. As such this policy. Policies relating to injuries.

Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example. Garage liability serves as a hybrid policy commercial general liability with a bit of commercial auto coverage that s specific to garage operations and auto dealers. Garagekeepers coverage is an optional line offering protection to the garage business for loss to a customer s auto left in the insured s care custody or control.

Garage keepers insurance also called storage location insurance in certain us states essentially provides protection or insurance against any damage to a vehicle by theft vandalism collision or fire. Types of garage keepers insurance the two main types of garage keeper s coverage are garage liability insurance and garage keeper s policy. Garagekeepers liability coverage. What is a garage keepers insurance policy.

Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. It s a form of bailee liability whose purpose is to protect your client s car van truck or motorcycle while you have it in your garage for parking storing or performing. A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. Simply put garage keepers insurance or garagekeepers legal liability coverage is available for businesses that have service repair stations body shops or towing services.