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But like with an fha loan you re much more likely to find a lender who will approve you with a fico score of 580 or higher.
Wells fargo 500 credit score home loan. A home mortgage consultant can discuss loan amount loan type property type and homebuyer education to determine eligibility. Wells fargo is not only a mega bank but also a mega mortgage lender. Going forward the bank is accepting fha loan applications from borrowers with credit scores as low as 500 though they must come up with a 10 percent down payment and sport a maximum debt to income ratio of 31 percent. Capacity is an indicator of the probability and consistency that you ll be able to make payments on a new credit account.
Lenders use different factors to determine your ability to repay including your monthly income and financial obligations like loan payments rent and other bills. Learn why so many people choose wells fargo home mortgage here. Whether a first time home buyer or not this program is available as an option to apply for.
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